Artivatic

Artivatic | AI Insurance Platform is an AI-native SaaS platform that provides modular insurance and health services building blocks through a comprehensive API gateway. The platform emphasizes rapid integration, data-driven decisioning, and scalable insurance solutions for insurers, brokers, banks, and enterprises. Artivatic offers over 400 APIs, 20+ native integrations, and a wide range of product lines (life, health, SME, commercial, group, property, and more) designed to streamline underwriting, claims, pricing, and distribution. The solution supports cloud, on-premise, and API/SDK-based deployments and focuses on automating back-office operations, enhancing customer experience, and enabling rapid Go-to-Market for new insurance offerings. It also highlights partnerships (e.g., RenewBuy) and a suite of AI/ML capabilities including automated decisioning, dynamic pricing, and smart underwriting.

What Artivatic Delivers

• AI-native SaaS platform for insurance and health services as modular building blocks
• API gateway with 400+ APIs and 20+ native integrations to connect diverse systems
• End-to-end coverage across Insurance Infra, Pricing & Personalization, OCR/ICR, Provider Networks, Claims, Underwriting, and more
• Flexible deployment options: API/SDK, SaaS, and on-premise to fit customer environments
• Data-driven, real-time decisioning with risk assessment, underwriting, and claims processing
• Ready-to-go solutions for Life, Health, SME, Group Health, Commercial Insurance, Distributors & Brokers, Hospitals & TPAs, Micro Insurance, and Enterprise/Fintech needs
• AI-driven capabilities for dynamic product design, automated underwriting, and intelligent document processing
• Self-service and integration-friendly approach designed to accelerate product innovation and time-to-market
• Emphasis on affordability, personalization, and customer-centric experiences
• Partnerships and ecosystem expansion (e.g., RenewBuy) to broaden distribution and reach

How Artivatic Works

• Provides modular building blocks via APIs/SDKs for easy integration into existing ecosystems
• Enables real-time pricing, risk assessment, and underwriting using AI/ML and data intelligence
• Connects to provider networks, hospitals, TPAs, distributors, and enterprises to create end-to-end insurance workflows
• Supports rapid deployment of new insurance products with configurable rules, pricing, and disposition logic
• Facilitates seamless data exchange, consent management (ABHA/ABD M-related), and workflow automation

Target Users

• Insurance carriers and reinsurers
• Health providers and hospital networks
• SME and enterprise customers seeking self-managed or API-driven insurance solutions
• Distributors, brokers, POSP networks, and fintech/oem players

Safety and Compliance Considerations

• AI-driven underwriting and claims processing rely on data quality and compliance with local insurance regulations
• Data privacy and consent management are integral to platform workflows

Core Features

• 400+ APIs for comprehensive insurance workflows
• 20+ out-of-the-box native integrations
• Modular, API-first SaaS architecture
• AI-driven underwriting, pricing, and risk assessment
• Automated claims processing and payment settlements
• Dynamic product design and personalized pricing in real time
• OCR/ICR for document reading and matching
• End-to-end provider network and distribution support
• On-premise, SaaS, or API/SDK deployment options
• Plug-and-play integration with partners, CRM, ERP, and other systems
• ABDM/ABHA health account support and consent management
• Brand-friendly, scalable solution designed for insurers, health payers, and enterprises