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Digitap AI Solutions Product Information

Digitap AI-Powered End-to-End API Platform for Banking and FinTech

Digitap offers a comprehensive SAAS platform designed to empower banks, fintechs, and financial institutions with cutting-edge AI and ML capabilities. The suite focuses on digital onboarding, risk assessment, credit underwriting, data enrichment, and account aggregation, enabling faster, more accurate, and cost-efficient financial services.


What Digitap Delivers

  • End-to-end API-powered solutions for digital onboarding (Aadhaar-based KYC, OCR & KYC document validation, and Video KYC).
  • Alternate data solutions to assess creditworthiness using non-traditional sources (bank statements, device data, ecommerce data, social media data, telecom data).
  • TSP for Account Aggregator integration, including FIU modules and credit underwriting variables.
  • Expense management capabilities via an SDK that extracts customer expenses and provides personalized insights for cross-sell opportunities.
  • Scalable, high-speed, accurate solutions designed to minimize disruption and reduce operating costs.

Core Solutions

  • Onboarding Suite: End-to-end digital onboarding APIs with Aadhaar-based KYC, OCR/validation of KYC documents, and Video KYC.
  • Alternate Data Suite: Credit evaluation using alternative data sources (Bank statements, Device data, Ecom data, Social media data, Telecom data).
  • TSP for Account Aggregator: Certified TSP with FIU module and integrations to all Account Aggregators; includes variables for credit underwriting.
  • Expense Manager: SDK access to customer expenses with contextualized insights for cross-sell.

How It Works

  1. Integrate via APIs: Connect onboarding, credit risk, data enrichment, and account aggregation modules.
  2. Process and verify: Use Aadhaar KYC, OCR validation, and Video KYC for identity verification; apply alternate data signals for credit decisions.
  3. Enrich and underwrite: Leverage Data Enrichment and TSP features to produce robust underwriting insights.
  4. Scale and automate: Run at speed with dedicated project teams and faster integrations to support growing customer bases.

Why Choose Digitap

  • Advanced automated risk management scorecards across multiple data channels (network, SMS, social, e-commerce, cash flow).
  • Cost-efficient, scalable, and high-accuracy solutions designed to fit growing BFSI and FinTech needs.
  • Track record of customer satisfaction and a broad client base across financial services.

Get in Touch

  • For a live demo or API access, reach out via the provided contact channels.

Key Features

  • End-to-end onboarding APIs (Aadhaar KYC, OCR/validation, Video KYC)
  • Alternate data-based credit assessment (bank statements, device data, ecommerce data, social data, telecom data)
  • Certified TSP for Account Aggregator with FIU integration
  • Expense Manager SDK with personalized insights for cross-sell
  • Fast, scalable, low-cost cloud-based APIs
  • Dedicated project teams for rapid launch and faster integrations

Notes: The content references marketing and product capabilities for Digitap.AI Enterprise Solutions Private Limited as of 2025. For the latest details, contact Digitap directly.