Harbr - Modern Trade Credit

Harbr is a customizable trade credit platform designed to modernize onboarding, risk assessment, and credit decisioning for businesses of all sizes. It offers enterprise-grade controls, no-code and API-based integrations, real-time data from trusted sources, and seamless banking connections to accelerate revenue recognition while reducing risk and increasing customer loyalty.

Overview

• Tailored for global enterprises and growing mid-market companies with high transaction volumes.
• Combines adaptive decisioning, data-driven insights, and streamlined collaboration to optimize the entire credit lifecycle.
• Emphasizes flexibility, security, and scalability to fit unique business needs.

How it Works

1. Gather data from trusted sources in real-time to inform credit decisions.
2. Configure decisioning policies and workflows (no-code options available) to automate approvals and triage applications.
3. Onboard customers efficiently through a branded portal and automated data collection.
4. Integrate with existing systems via APIs or no-code connectors to embed credit decisioning into your tech stack.
5. Connect with banking institutions for secure financial data and payment processing.
6. Monitor, analyze, and optimize credit operations with analytics and reports.

Use Cases

• Enterprise and mid-market credit management with multi-entity structures
• Real-time decisioning and automated approvals
• Branded customer onboarding portals with customized workflows
• API-first integration for embedding credit capabilities into existing apps
• Secure data sharing and collaboration across teams

Benefits

• Faster onboarding and faster credit decisions
• Improved data accuracy and input controls
• Centralized governance with administrator access controls
• Higher customer satisfaction through transparent, real-time updates
• Increased revenue recognition with higher and more accurate credit limits
• Stronger risk management via global risk assessment and customizable policies

Core Features

• Enterprise-grade credit management with multi-entity support
• Automated and customizable decisioning policies
• No-code platform for rapid configuration and workflow design
• Real-time data ingestion from 9,000+ trusted sources
• API Platform for real-time credit decisions and seamless integration
• Branded customer portal for onboarding and communication
• Banking integration for secure data exchange with clients’ financial institutions
• Performance analytics and reporting
• Secure, role-based access control and administrator governance
• Flexible integration options (API-first and no-code adapters)