SpendSights

SpendSights — Privacy friendly expense manager for India

SpendSights is a privacy-conscious expense management app designed for India. It helps you process bank statements, automatically categorize transactions, and gain insights into your spending — all without exposing your data to SMS parsers, manual entry drudgery, or requiring banking credentials.

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Overview

SpendSights lets you upload bank statements or forward month-end emails to automatically categorize transactions and learn your spending patterns. It emphasizes privacy by avoiding SMS-based data reading and does not require sharing banking credentials. The app is delivered as a Progressive Web App (PWA), offering an app-like experience across Android, iOS, and desktops, with offline capabilities.

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Why SpendSights exists

• No reliance on SMS or third-party apps for transaction data
• No need to manually log every transaction
• No requirement to provide banking credentials or OTPs
• Designed to minimize data sync issues and outages

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How it works

1. Upload your bank statements — Upload directly in the app or set up automatic email forwarding at month-end.
2. Automatic Categorization — The app automatically categorizes transactions based on Vendor, Date, and Amount.
3. Self-labelling & Learning — Create your own categories; the AI learns and improves categorization for similar transactions over time.

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App & Accessibility

SpendSights is built as a Progressive Web App (PWA), delivering a native app-like experience on web platforms. It can be installed on Android, iOS, and Desktop devices and supports offline interaction.

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Supported Banks

The system can process bank statements from most banks in India and is actively expanding support to more banks over time.

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How to use

• Upload bank statements directly in the app or configure automatic email forwarding.
• Let the automatic categorization run; review results and adjust as needed.
• Use self-labelling to train the model for your personalized categories.

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Safety and Privacy Considerations

• The app avoids reading SMS messages for transaction data.
• No need to share banking credentials or OTPs.
• Data handling aims to be privacy-friendly by processing data within the app context.

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Core Features

• Privacy-first: no SMS data reading and no banking credential sharing
• Automatic ingestion of bank statements via upload or email forwarding
• Automatic categorization of transactions (Vendor, Date, Amount-based)
• Self-labelling and learning to improve future categorization
• Progressive Web App (PWA) with app-like experience and offline support
• Broad bank compatibility with ongoing expansion to more banks
• Cross-device accessibility (Android, iOS, Desktop)